The Earned Wage Access Trends Payroll Needs to Know About Now

How hundreds of real payroll professionals are assessing EWA in 2026.

New Survey

Payroll professionals are constantly navigating new regulations, shifting company priorities, evolving employee expectations, and fast-moving technology. Earned wage access (EWA) is no exception to the list. So we asked payroll leaders directly how they’re approaching the latest considerations around this popular offering, from the operational to the regulatory.

Chime Workplace™ partnered with PayrollOrg, the leading global authority in payroll, to survey 831 of its members across industries, regions, and titles on what makes an EWA program truly “payroll-friendly” in 2026.

Inside the trends report:

  • The  EWA repayment model that removes the administrative burden of its alternatives.

  • Why nearly two-thirds of payroll departments favor EWA models structured as no-cost credit.

  • How the still-recent arrival of payroll-friendly EWA may accelerate adoption.

Learn what makes EWA Payroll-friendly. Get the report.