New Team Member benefit for you!

Welcome to Chime®

Easy Savings: Earn up to 9x the national average APY¹.
Grow Credit: Build credit history with no credit check, no annual fee, no interest².
Earned Wage access: Get up to $2,000 of the pay³ you've already earned, before payday, fee-free.
Fee-free banking: Overdraft up to $200 fee-free⁴.
24/7 Support at (844) 244-6363

A photo of the Chime app on the dashboard page.

Easy Savings

Become a saver with automatic savings, goal-setting tools, and high-yield returns to drive financial stability.

High-yield savings with an average APY that is up to 9x the national average
Habit-building savings features
Automatic & round-up savings⁵

Learn More Hands holding a phone displaying the Chime savings app with $6,210.45 balance and savings goals listed.

Hands holding a phone displaying the Chime savings app with $6,210.45 balance and savings goals listed.

Grow Credit

No credit check required with Chime Card.
No interest⁶ or annual fees.
Manage, protect, and grow your credit score up to 70 points.

Woman with glasses smiling at a screen showing a FICO score of 720, with text reading Increase your score up to 70 pts.

Earned wage access

Get up to $2,000 of the pay³ you've already earned, before payday, fee-free.
Get your paycheck up to two days early⁷with direct deposit.
No mandatory fees and no interest.⁸

Fee-Free Banking

Fee-free banking⁹ with no minimum balance.
47K fee-free ATMs.¹⁰
Overdraft up to $200 fee-free.⁴

Hand holding a phone with Chime app, Walgreens fee-free ATM location card, text: More ATMs than top 3 national banks combined.

24/7 Support

Real time alerts.
Talk to a real human 24/7.
Protected by Visa‘s Zero Liability Policy.¹¹

A smiling woman in a blue shirt reaches for sunflowers at an outdoor market, with overlays noting 5-star service and a Help Center.